Our Products
A very small list below of some of our products available at a very competitive cost.
Business Package Insurance
ME Insurance Services can tailor your Business Insurance Package to suit the exposures that you face in your business to adequately protect your business assets in the event of a claim.
Business Package insurance includes property, business interruption, theft, money, cyber, machinery breakdown, electronic equipment, general and products liability, glass breakage, general property and commercial motor. Optional extensions that we can look at for you include taxation audit costs, goods in transit, employee dishonesty, management liability, business travel and marine transit.
Coverage is available for the following Insurable Events:
Flood
Damage by fire
Business interruption
General and Products Liability
Key Man Duties
Theft
Workers Compensation
Machinery
Public Liability
Public liability insurance protects you and your business against the financial risk of being found liable to a third party for death or injury, and loss or damage of property or economic loss resulting from your negligence.
Personal Business
Product Liability
If you sell, supply or deliver goods, even in the form of repair or service, you may need cover against claims of goods causing injury, death or damage. Product liability insurance covers you if any of these events happen to another business or person by the failure of your product or the product you are selling.
Professional Indemnity
Professional indemnity insurance protects advice-based businesses from legal action taken for losses incurred as a result of professional negligence.
It provides indemnity cover if your client suffers a loss – material, financial or physical – directly attributed to negligent acts, errors or omissions.
ME Insurance Services can provide expert advice in relation to Professional Indemnity for any industry. With many years of Professional Indemnity experience working with several of the largest underwriters globally we understand the complex professional services exposures that professional firms face on a daily basis. Industry Specialties for Professional Indemnity.
There is a lot of challenges you have to face when running a business, that often puts your business at risks, especially financial risks. At ME Insurance we help you manage those risks and reduce the uncertainty to the minimum.
Business insurance can protect the equipment and machinery you need to stay in business. It can ensure that you, your employees and any members of the public with whom you interact in your business are protected from the risk you face as a business owner. And it may also provide financial support if your business is unable to operate following an unexpected event such as a fire or natural disaster.
ME Insurance provides a variety of policies that cover small businesses, tradespeople, professionals, hospitality operators and more.
Make sure you know what kind of insurance you need for your business.
At ME Insurance Services, we can tailor your Business Insurance Package to suit the exposures that you face in your business to adequately protect your personal and business assets in the event of a claim.
Transport Package
Transport Package is a flexible insurance product designed for businesses with less than 15 commercial motor items to insure. It combines four insurance products:
Commercial Motor
Liability
Marine Cargo cover
Business Interruption, which delivers an income protection style of cover.
You can choose to include all four insurance products in your Transport Package or tailor something to suit your needs – Commercial Motor is the only mandatory inclusion.
Fleet Motor
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Ideal for fleets or 15 vehicles The Fleet policy provides Australia-wide coverage. We offer a comprehensive coverage, taking into account:
the area and scope of your operations (base, depots and transport areas)
the type of goods you transport accident history
fleet size and composition variations in fleet size
driver selection and training processes.